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Insurance

We think the links below can be very helpful to you in your practice.
But Uncle Fed's Tax*Board makes no other representations about these sites.



Health

Aetna
"Aetna is a leading provider of health and retirement benefit plans and financial services with three core businesses: Aetna U.S. Healthcare, Aetna Retirement Services and Aetna International."

BBB on Health Insurance
"The purpose of this site/pamphlet is to discuss some of the key issues to keep in mind when shopping for the best health insurance policy, or plan, for you or your family."

Blue Cross and Blue Shield Federal Employee Program
"Our Benefits Highlights section contains new information about PPO and POS benefits, along with our 1999 Service Benefit Plan brochure."

Blue Cross and Blue Shield
"Giving customers the most for their health care dollar is Blue Cross and Blue Shield of Alabama's top priority. For more than 60 years Blue Cross and Blue Shield of Alabama has successfully contracted with health care providers to reduce costs, improve quality and provide the best value to our customers."

Equity Analytics
"The nicest way to describe the health insurance situation in America is to say that the health insurance industry is in transition. The industry has moved to managed care and HMO's. It's very difficult now to find a policy for an individual (like we could 10 or 15 years ago). Further, most of the health insurance policies written now are for groups of three or more...."

Idea Central Health Policy
Informative articles and archives relating to current health issues as well as a very thorough, categorized links.

Insurance Services of America
"ISA is proud to offer over 20 plans for travelers and expatriates worldwide!! Click on any of the links below for further details: #1 - The Problem for Foreign Nationals coming to USA, #2 - The Problem for US Citizens going overseas, #3 - FACTS about Insurance Services of America and #4 - International health insurance for missionaries"

MSA Tools
"Eclipse America Corporation has developed a comprehensive on-line service called the Eclipse MediSave America™ Network. This service links patients, health care providers, financial institutions and insurance companies together via Smart Card™ technologies, and Electronic Data Interfaces. These tools combined with state of the art networking technology form the basis of the new health-care commerce infrastructure for the United States of America."

National Association of Health Underwriters
"NAHU will educate the public and decision makers about the value health insurance professionals deliver in helping consumers access the health care system and, through education and association involvement, increase members' ability to better serve consumers. We will do so in a financially prudent and responsible manner."

National Health Plans
"Mission: To provide quality health care coverage through a managed medical care system that is affordable and personalized to our members and employer groups, involving members in the management of their own health care. Will achieve this mission by: Managing health plans locally. Providing a high level of personalized service. Being responsive and balancing the needs of participating members, employees, and health care providers. Developing innovative new programs and products to address our customers' dynamic medical needs at an affordable price. Emphasizing preventive health care benefits and member programs. Promoting increased health plan communication, education, and awareness to our members."

Nerd World
"Large Index of Medical Insurance related internet resources created by Nerd World Media. List your resource or Create your own Index."

Physicians Who Care
"A nonprofit organization devoted to protecting the traditional doctor-patient relationship and ensuring quality health care. Formed in 1985 in San Antonio, Texas, the organization now has members in every state, most of them doctors in private practice. Incorporated as The National Organization of Physicians Who Care in January 1989, the organization has national headquarters in San Antonio, Texas. Patients Who Care, a patient education and advocacy group, was formed in 1990 to promote further communications between members and their patients on health care issues."

Restoring the sanctity of the patient-physician relationship
"There was a time in this country when patients trusted their doctors completely...trusted them with their lives...and listened to them and heeded their advice and friendly consultation. You could talk to your doctor in privacy behind closed doors and you felt entirely confident that what he or she recommended was 100% in your best interest. But something happened in the United States of America....."

SSA's Medicare Info and links
"Medicare - The Official U.S. Government Site for Medicare Information
Health Care Financing Administration The Medicare and Medicaid Agency
Medicare Premium Information - The new rates for 1999
Who to Contact - Information by State on who to contact about: 1) Your Medicare Bill 2) Getting Medicare, Other Health Insurance, Other Benefits 3) Complaints, Appeals, and Other Medicare Rights 4) Your Health Plan Choices"

US News
Your Health Coverage: Choosing a plan, Cutting costs, Managing your HMO, Dealing with insurers, Getting the best care
Your Health: Women's health, Men's health, Senior health, Children's health, Everybody's health
Your Body: Sleep & relaxation, Fitness, Nutrition, Weight loss, Immunization
Your Safety: Food safety, Accident prevention, First aid resources.


Life, Disability, etc.

AccuQuote
"Why spend more? AccuQuote makes shopping for, and buying life insurance easy. Never again will you have to sit through face-to-face meetings with agents, and listen to lengthy, high-pressure sales pitches. Our only loyalty is to our customers, and finding them the best possible value in life insurance.

All-Digital Insurance
"The All-Digital Insurance Agency provides valuable consumer information regarding the purchase of life and disability insurance. The All-Digital Insurance Agency provides links to relevant governmental agencies, definitions, descriptions, and advice on insurance concepts and products , downloadable spreadsheets to assist you in making insurance and financial planning calculations, and a quote service which allows you a hassle-free way of shopping for insurance."

CIGNA
"CIGNA is a leading provider of health care, insurance, and financial services throughout the United States and around the world, with assets of approximately $111 billion and over 49,000 people dedicated to helping 12 million people stay healthy, 6 million people save for retirement, and 21,000 companies provide valuable benefits for their employees."

CNA
"Here are our two major commitments to you: 1) We are committed to remaining focused on our core businesses of insurance and insurance services. 2)  We are committed to remaining financially strong and stable, so that we will be here to keep our promises to you, no matter how many years in the future those promises must be kept."

General American
"While visiting our site you'll learn about us and our broad range of life insurance, health insurance, annuity, investments, and pension and profit sharing plans. We serve individuals, groups, and businesses with a comprehensive portfolio of financial products and services. We invite you to find out more about how we deliver on our promise of "Products to value, people to trust."

Heffernan Peterson
"HP is a full service brokerage providing insurance products and services to all size businesses. Our goal is to provide the highest quality products at the lowest net cost to our clients."

Instant Quote Network
"The Instant Quote Network database holds hundreds of competitively priced level premium term life insurance plans from companies that are rated "A (Excellent)" or higher by A.M. Best. Choose your best buy from plans with guaranteed level premiums for 5, 10, 15, 20, 25 and 30 years."

LifeQuote
"You are here because you need life insurance. What you want is a fast and easy way to find the best product to fit your specific life insurance needs.  What you don't want is someone telling you what to do.  The LifeQuote Smart System (TM) provides, Free of charge, the information you will need to make your life insurance purchasing decision on your own."

Life Insurance Wiz.com
Life insurance company that offers free online quotes for auto, health, homeowners, whole and term life insurance. Also provides a list of insurance resources and glossary terms.

Lutheran Brotherhood
"Explore how Lutheran Brotherhood works together with you to provide financial security for members and to serve Lutherans, their congregations, institutions and communities."

Matrix Direct
"Why should you consider Matrix Direct's affordable coverage? You could save up to 75%. Your savings could be substantial compared to the current rates for comparable policies offered by other leading insurers."

Met Life
"Information on the five types of insurance they offer: Auto Insurance, Disability Insurance, Health Insurance, Homeowners Insurance and Life Insurance. There is also some great information on how to keep your home and everything in it (including you) free from harm. Information on how to prepare for earthquakes, floods, hurricanes  and  tornadoes. Also has a section on long term care covering the alternatives to nursing homes.

Minnesota Mutual
"Founded in 1880, Minnesota Life serves millions of people with a wide range of insurance and investment products for individuals, families and businesses. We provide more than $181 billion of life insurance protection and manage more than $18.3 billion in assets. One of the most highly-rated life insurers in America, we will be here when our clients need us."

Nationwide
"Nationwide's comprehensive financial and insurance offerings allow us to provide the kind of individualized service that consumers like you deserve—for yourself, your family, your business, and your lifestyle. To simplify your search, we have organized the Nationwide products and services to reflect the way customers most commonly think of them— Auto Insurance, Business Insurance, Homeowner Insurance, and the products and services available from Nationwide Financial, including life insurance, mutual funds, retirement plans, and annuities."

Norwest Insurance
"As one of America's leading independent insurance agencies, we are dedicated to making car and home insurance available -- at competitive prices and with the greatest efficiency -- right here, online! Request a quote now and you will receive a reply within two business days. It's that simple."

QuickQuote
"Life Insurance and Annuities. Free On-Line Real-Time Quotes and Comparisons For Your Life Insurance Needs."

Quotesmith
"Instantly view insurance quotes from over 300 insurance companies. Apply for insurance online without having to deal with any insurance salesmen!"

State Farm
"State Farm's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. We are people who make it our business to be like a good neighbor; who built a premier company by selling and keeping promises through our marketing partnership; who bring diverse talents and experiences to our work of serving the State Farm customer. Our success is built on a foundation of shared values -- quality service and relationships, mutual trust, integrity and financial strength."

Term Quest
"To start the quest, please click on the state in which you reside, or, type in the keyword from where you were referred and push Go There!. TermQuest offers competitive term life insurance underwritten by quality insurance companies and providing local service. Currently open to USA residents residing in the states."

TIAA-CREF
"As you invest for retirement, your kids' education, and other family needs, TIAA can help you prepare for predictable events and protect you against unexpected ones. You can use our individual insurance policies as a key component of your overall financial security. In addition, TIAA offers group insurance policies and services through sponsoring nonprofit education and research institutions. TIAA is the Teachers Insurance and Annuity Association, one of only three U.S. firms to hold triple-A ratings from all four major independent analysts of the insurance industry. CREF is the College Retirement Equities Fund, an open-end, diversified management company registered with the federal Securities Exchange Commission.."

Travelers
"Travelers Insurance offers Auto Insurance, Homeowners Insurance, Boat and Yacht Insurance, Small Business Insurance, Commercial Insurance, Workers Comp and Life Insurance. Get a free quote online! Learn about how insurance works!"


Miscellaneous

American Insurance Association
"AIA members provide all types of property and casualty insurance including personal and commercial auto insurance, commercial property and liability coverage for small businesses, workers' compensation, homeowners' insurance, medical malpractice coverage, and product liability insurance. The coverage offered enables consumers to protect their families and property, and allows businesses to provide products, services, and jobs vital to America's economic health. AIA represents its members in the nation's legislative, regulatory, and legal systems. Through its efforts, the AIA assures its members a role in shaping public policies affecting an increasingly complex insurance marketplace."

A.M. Best
"A.M. Best's extensive portfolio of more than 50 insurance products and services keeps professionals from around the globe up to date with the ever-changing insurance industry."

Association of Online Insurance Agents
"Today, many insurance consumers utilize the resources of the Internet for making informed decisions concerning the purchase of life, health, property or business coverage. It is only prudent that online insurance shoppers also obtain qualified professional assistance from licensed agents in their home state. The agent’s role is not merely to sell an insurance policy, but also to ensure a relationship of trust in support of the client’s financial goals."

BudgetLife
"Budget Life is a service for life insurance consumers. We don't sell life insurance, nor are we affiliated with any life insurance company. Here you will find The List of Inexpensive Term Life Insurance Rates and an Online Insurance Cost Estimator"

Consumer Insurance Guide
"Insure.com, the Consumer Insurance Guide, delivers accurate, unbiased insurance news for consumers. Our mission is to help you navigate the world of insurance, with tips, in-depth stories, and expert guidance on auto, homeowners, health, life, and business insurance, plus annuities. We are an independent news site that does not sell insurance, nor are we owned or operated by an insurance company."

Financial Institutions Insurance Association
"The FIIA is the nation’s leading trade association dedicated to the professional marketing of insurance products and services by commercial banks, thrifts, credit unions, mortgage companies, consumer finance companies and their affiliated insurance agencies."

How much life insurance do you need?
Insure.com offers a really short answer, a short answer and the long answer to the above question.

Insure.com Life Insurance Basics
"The main reason for life insurance is to provide income replacement to your beneficiaries if you die. But if you are interested in estate planning, cash accumulation, wealth transfer, and estate tax liquidity, life insurance can also help you achieve these goals. "

Insurance Cartoons
Take a break searching for the right insurance or checking your policies to read an insurance cartoon.

Insurance Information Exchange
"IIX provides critical underwriting information to insurance professionals where they need it, when they need it. At Point of Sale. We provide software and technology to assist each customer in making efficient, cost-effective underwriting decisions. We deliver information that works."

Insurance Information Institute
"Insurance information for auto, home and business for consumers, the news media and the insurance industry."

Insurance Connections!
"Insurance Connections! is your one stop site for everything that involves the insurance industry. We strive hard to have the best content available for professionals like yourself and in the coming months you can expect to see many exciting new features as we continue to improve our service. If you're a professional who is concerned about the insurance industry then this is one site you'll definitely want to bookmark!"

Insurance Information, Inc.
"Founded in 1984 to help insurance shoppers find the absolute lowest price term life insurance coverage from America's top-rated companies. We Sell Information...Not Insurance! We are an independent consumer insurance price shopping service and one of the country's widely recognized consumer watchdogs. Our service is intended to answer the question: 'How can I find the absolute lowest term insurance price?'"

InsuranceQuote
"Free quotes on Term Insurance! Lowest term insurance prices with America's best insurance companies. InsuranceQuote Services -- The easiest way to shop for life insurance."

InsureWeb
"InsureWeb is a full-featured underwriting site where agents and brokers market their risks online to one or more participating carriers or wholesalers/MGAs. Also, wholesalers/MGAs can use InsureWeb to market to wholesale carriers and reinsurers, and cedants and reinsurance brokers can use InsureWeb to market to reinsurers."

LifeNet: Life Insurance Basics
Covers General Purposes of Life Insurance, Things to Think About When Buying Life Insurance, Types of Life Insurance Policies, What is Survivorship Life Insurance?, and Tax-Free Policy Exchanges. It also has two calculators to help you calculate the length and cost of Life Insurance.

Long Term Care Insurance Wiz.com
Offers free insurance quotes for long term care, life, health, nursing home, and disability insurance, and provides alternatives for estate planning.

National Risk Managers
"Our goal is to provide general information about the major areas of life, health, automobile, and homeowners insurance so that you can make a more informed decision about your coverage needs. National Risk Managers has made available several discount health coverage programs that may supplement or fill gaps in your present coverage. Our friends at The Senior Information Network offer programs specifically designed for the needs of senior citizens."

Prudential
"Prudential is a trusted name in quality insurance products. As a top issuer of life, personal lines property & casualty insurance, as well as annuities, we have distinguished ourselves as an industry leader. Our strength lies in our commitment to our customers. This commitment centers around educating and empowering individuals to make informed financial decisions. We have designed our Web site with this goal in mind. Consider it your personal guide to valuable insurance and financial information, and to our comprehensive portfolio of insurance products and services. Our site has interactive tools available for your insurance needs."

Split Dollar Life Insurance
"Split Dollar Life Insurance is not really a type of life insurance. It is, however, a way for you to pay for your life insurance that can be very attractive. This is very true if your business is a C-Corporation."

National Viator Representatives
"Every Question You Need To Ask Before Selling Your Life Insurance Policy. Updated Guide includes new tax info!"

Yachtline International
"Fred Vance Insurance service deals in personal lines and commercial lines of insurance. We represent Farmer Insurance Group of Companies."


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